For many seniors, the promise of adequate retirement savings and Social Security benefits creates a false sense of financial security. You might think your fixed income means you are set, but when you consider that the cost of living has increased 14 percent in just a few years, you may start to worry. Rest assured, you can still enjoy your golden years with financial fine-tuning. Get a New Insurance Plan Your mind and body change as you age, meaning more doctor’s visits, check-ups, and prescriptions, but this also means an increase in health care expenses. To help you save some money in the long run, now might be the time…